Bolster Risk Management

Episode 41 - How ‘Permanent’ is Total & Permanent Disability?


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TPD, as it is sometimes known, is a work-dependent benefit. This means that it pays if you are never able to work again. That is the permanent part. But - there is a ‘but’, it may not be entirely that permanent. Confused? Good, now you can read on and I’ll explain.

Key Points:

  • What is TPD?
  • What is ‘permanent’ (own vs any)?
  • What the numbers say
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    Bolster Risk ManagementBy Dominic Bish