Introduction:

• Welcome back to The Flood Insurance Guru Podcast, hosted by Chris Greene, owner of The Flood Insurance Guru and The Flood Professor.
• This podcast is dedicated to bringing flood education to homeowners, real estate investors, and real estate professionals.

Episode Overview:

• Topic: Climate Change Isn’t the Problem
• Chris discusses how human behavior, not just climate change, plays a crucial role in flood risks and disaster recovery.

Key Points:

1. Climate Change vs. Human Behavior:
   • Climate change is a significant issue, but it’s been happening for centuries.
   • Rapid climate changes are causing more frequent and severe flooding events.
   • Major floods in recent years: Houston, Dallas, St. Louis, Birmingham, and Waverly.
2. Human Behavior and Disaster Response:
   • Rebuilding in the same areas post-disaster without changes.
   • Importance of adhering to local floodplain management guidelines.
   • The role of the National Flood Insurance Program (NFIP) and its guidelines.
3. Flood Insurance and Risk Awareness:
   • Many homeowners only purchase flood insurance when required by banks.
   • There is a need to understand flood risk scores and not solely rely on flood zones.
   • It is important to know the specific risks related to properties, such as proximity to creeks, rainfall, or basement issues.
4. Changing Beliefs and Behaviors:
   • Changing beliefs about flood risk and financial protection.
   • Understanding flood zones and maps can be outdated and not fully indicative of actual risk.
   • Using tools and resources to make informed decisions about property investments in flood-prone areas.
5. The Consequences of Inaction:
   • The financial and emotional toll of flood recovery.
   • There is a potential for businesses to never reopen after a flood due to inadequate insurance.
   • There is limited assistance from the government when disasters are not declared officially.

Call to Action:

• Resources: Download guides on flood zones and understanding flood insurance from the podcast description.
• Engagement: Visit the YouTube channel, Flood Insurance Guru, for additional educational videos.
• Blog: Check out the podcast blog on the website, floodinsuranceguru.com, for deeper insights.

Guide to flood zones
Check Your Flood Risk
Get a Flood Insurance Quote
Website

Contact Information:

• Website: FloodInsuranceGuru.com
• Email: [email protected]
• YouTube: Flood Insurance Guru Channel

Remember, knowledge is power, especially when it comes to protecting and maximizing your real estate investments.