David Forsdyke, Head of Later Life Finance at Knight Frank Finance and an expert in equity release products discusses the evolution of later life lending options, including lifetime mortgages, retirement interest-only mortgages, and other products designed to help older homeowners access the equity in their properties. He explains the benefits and considerations of these products, addressing concerns about the historical stigma associated with equity release and highlighting the regulatory protections now in place. David also emphasizes the importance of seeking professional advice to determine the best options for individual circumstances and to ensure a smooth and stress-free process.