It's easy to buy the lottery and cross your fingers, it's hard to learn to beat the market and consistently delay your gratification to purchase shares and investments instead of buying the latest iphone. The stocks and shares ISA is a beautiful invention within the financial sector, it has allowed for everyday people to develop a tax-free, long-term and compounding nest egg that can be utilised for a variety of events throughout life. Open a stocks and shares Isa with HL, Freetrade or II. It's a great way to start saving for the moments that really matter. Don't forget the majority of ISA millionaires are funded by Investment trusts and individual shares. This means to beat the market, you must actively learn about different aspects of these investments and which ones will be best for your individual needs. 

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