In this episode, Monica sits down with Dave Ramsey at Ramsey Solutions headquarters for an unfiltered conversation about transforming financial failure into a media empire reaching 18 million people weekly. The fellow UT Haslam alum reveals how losing everything at 28 became the foundation for his revolutionary approach to personal finance. Ramsey shares surprising findings from the largest millionaire study ever conducted, defends Gen Z against their critics, and explains why AI will create more millionaires than the internet. He also discusses his 17-year succession plan with son Daniel (another Haslam grad) now running 80% of operations, and why the American Dream is far from dead.