On this episode of chitchat with FNH, Fred and Nellie talk about things they wishes they knew in their early 20s late teenage years, basically their college years. From things like Finance to Following your dreams. Let us know if you like to hear a part 2. Let us know on Instagram, Facebook, Twitter or even Email us on topics you would like to hear us discuss in future episodes.

Disclaimer: This episode is just our opinion on things we wish we knew. 

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