Turning 73 means RMDs are officially on the table — but what if you could satisfy your requirement and cut your tax bill?    Scott Tucker explains how Qualified Charitable Distributions (QCDs) work, why they matter under today’s tax rules, and how to avoid common mistakes that trigger unwanted income tax.    Listener Karen asks if sending her RMD directly to charity really helps — and the answer could reshape her retirement giving strategy. If you’re 73 or older, this episode is a must-listen.
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