Personal insurance can be a minefield. 84% of people don’t have monthly-paying disability cover in New Zealand. 81% don’t have critical illness cover. If you were unable to work due to an accident or illness, how would your household survive financially?

Do you understand why you should have disability insurance?

In my experience, most people know they should have this cover. But most people do not want to think about worst-case scenarios. Most people will actively avoid thinking about worst-case situations.

I get it. I understand. But…

Sticking your head in the sand won’t help you when the proverbial smacks your butt.

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