Mitch and Levi discuss business apathy toward cyber risks, comparing it to ignoring a broken door after a physical break-in. They reference incidents like Optus, Medibank, and Latitude, plus ongoing threats including VPN exploits without MFA, password reuse, and the SonicWall vulnerability. Key advice: treat cyber insurance as essential (along with management liability and fidelity cover), enforce MFA everywhere, use password managers, and adopt proper risk management like ISO 27001 over tick-the-box compliance. They note stabilizing insurance premiums and stress moving to proactive security.