You work hard for your money, but will your paycheck stretch far enough in retirement? A recent Center For Retirement Research report revealed a shocking truth: 50% of Americans face a bleak financial future when they stop working. Is your nest egg on track, or will you be forced to sacrifice the lifestyle you've earned?

Don't gamble with your future! Jay Snead & Roderick Perry go deep about "retirement" -- even for Millennials. Listen to these nuggets of wisdom.