In this episode, we’re shining a light on the ARPA-funded work of First American Bank & Trust and their Down Payment Assistance Program. This initiative is helping first-time homebuyers overcome financial barriers to homeownership by providing critical support with down payments. We’ll explore how this program is opening doors for families across Athens, the challenges many face in affording a home, and the long-term impact this support is having on building generational wealth and fostering stable communities.