Is your job not paying enough, or do you want to make a little extra on the side to fund next year's travels? You can use your passions and talents to make an income with our easy tips. You'll be turning your bank account from minus to plus in no time...

1. Figure Out Your Skills and Talents - Are you exceptionally good at piano or a dab hand in the kitchen. Think about sharing your gift of knowledge and teaching. These can easily fit around your lifestyle and day job if you know how to manage your time.

2. Filling The Gap? You may doubt yourself (don't worry it's normal) and think how am I ever going to make an income on the side? But, if you are able to do something well, you are already halfway there. Do your designs use recycled products or perhaps your cakes don't contain any dairy products? These are both niches that someone is always searching for.

3. Focus That Group... To make sure you're targeting the right audience or customer, it's important to put your business hat on and do a little market research. You would be the closest person to your product or skill so it'd be hard to look at it with an 'objective' hat on.

4. Go Social - Having a social media presence is key to letting customers know you're out there but as is implementing yourself in your local community. Make sure to figure out your branding, direction and look and feel of your business (or skill) before you reach this point as disorgansation can look unprofessional.

5. Take A Risk and Go For It! - We only regret the decisions we didn't make right? Life is too short to sit on an idea, so you'll never know if you don't try. On a grown up note, make sure to declare any extra income with HMRC and ensure you have necessary insurance plans in place.

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