The economy is very strong at the moment, unemployment is way down, and consumer and business have confidence in the economy. However, that could change depending who is in power in Washington and any pull back by Americans afraid of what could happen if the wrong people get into power. But right now, Americans and Businesses are confident. But to be good stewards of our money we have to plan for any emergency or recession. That is the smart thing to do. If you have any questions or comments, send me a text to 818.252.5682 www.lodge-co.com