Frank and James welcome back the 2nd Annual Pick-mas as followers can vote on daily spreads over the course of December for a chance at a $100 free play. Their fun fact is regarding some of the stats from last year and then they dive into College Hoops, College Football, and the NFL. A few surprises early in the season from CBB and they call a few teams to watch out for as COVID is tearing through both football seasons. As for the market, it is back on a heater surrounding Black Friday and Frank gives a passionate speech on Bitcoin. Buy or Sell: Taking advantage of Black Friday, Sharing Spotify Wrapped posts, and how early is too early on Christmas Music. SOTW: River by Joni Mitchell.