How important is it to work with a locally-based mortgage lender? What is a loan underwriter? How often are structural pest inspection reports required by underwriters? Should you show your home inspection report to a mortgage lender? What are some simple things owners can do to ensure a smooth home appraisal from an underwriting perspective? Can you re-negotiate? What are the different, common loan types?

Stacy Warner, AVP, Senior Mortgage Loan Originator at Bank of the Pacific (https://www.bankofthepacific.com) stops by to answer these and other questions.