Independent agency diversification plays a critical role in long-term agency growth, stability, and valuation.

In this episode, we explore how over-concentration with one carrier, one industry, or a small group of large clients can impact agency sustainability. We discuss carrier relationships, profit-sharing implications, perpetuation planning, and strategies for creating balanced revenue streams.

If you are building an independent insurance agency with long-term value in mind, this conversation provides practical perspective on protecting what you are building.

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