On this episode of the Retire Y'all Podcast, Adam talks with Scott Labarowski, founder of HorizonFirst. Listen as they discuss Scott's experiences in the insurance world and answer the following questions: ·         What is going on with Homeowner's Insurance nationally and locally? ·         What is the importance of knowing the difference in Admitted vs. Non-Admitted policies? ·         What are the options to lower your Homeowner Insurance premium? ·         What exactly does my Commercial Insurance cover? ·         What is Cyber Insurance?