Are you treating LTD as just another checkbox on the benefits plan? It’s time to rethink that. Disability is the biggest risk your clients face, and without the right coverage, advisors are missing a key opportunity to add value.

This month, we had the opportunity to chat with Kelly Little, Principal at Hamilton and Partners (a People Corporation company) and one of Canada’s leading disability specialists with 30+ years of experience.

Kelly shares why cookie-cutter LTD plans fall short and how her Combo LTD solution helps advisors enhance coverage, contain costs, and give clients more control.

If you're ready to move beyond standard renewals and deliver real, lasting value, this episode is a must-listen.