On today's episode Mark goes into greater detail on the "slice" of the "pie" that is Vendors and specifically, what the difference is between VMSs and MSPs. It is important for "evolved" travelers to understand exactly where each and every dollar of the bill rate goes to in the process of determining your travel pay rate. Understanding how these vendors work is critical in understanding how hospitals set the proposed bill rates and how that is divvied up to give the traveler what is remaining after agencies take their share and your payroll taxes are applied. An important episode and a great follow-up to our "Vendor" episode.