This week's conversation is with my dear friend Karin Holder. Karin is a woman of faith, a daughter, wife, mother, and friend to many.

On this episode Karin shares why the first 3-5 years of starting your business is "off balance".

She gives us her tips for managing our finances and starting a savings habit and talks about making intentional choices for our faith, our family and our finances.

Karin says, "When we are building a business, we must make intentional choices - we don't have time to waste!".