Welcome to the Equity Smart Is the New Cool Podcast, where we bring you conversations with professionals who help individuals and families make informed financial and real estate decisions.

In this episode, Julius Cartwright sits down with David Zhou of Flagstar Bank to discuss the lending industry, the importance of working with a trusted loan professional, and how financing can open the door to homeownership and wealth building.

David shares insights into his career as a mortgage loan originator, the services offered by Flagstar Bank, its national footprint, and the opportunities available to borrowers in Ohio and across the country. Whether you're buying your first home, refinancing, or exploring your financing options, this conversation provides valuable guidance to help you navigate the lending process with confidence.

🎙️ Equity Smart Is the New Cool Podcast
New episodes premiere every Wednesday at 5:00 AM (EST)!

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Because when you build equity, you build freedom.

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Welcome to the Equity Smart Is the New Cool Podcast, where we explore the principles of financial wellness, wealth building, and generational success.

In this episode, Julius Cartwright is joined by Eugene West, financial leader, real estate professional, and community advocate, for a meaningful conversation on Biblical Financial Literacy.

Together, they discuss how biblical principles of stewardship, integrity, generosity, and wise financial management can help individuals and families build a strong financial foundation. Eugene also shares practical insights on managing money with purpose, making sound financial decisions, and creating a lasting legacy through faith-centered financial habits.

Whether you're looking to strengthen your finances, deepen your understanding of biblical stewardship, or build generational wealth, this episode offers timeless wisdom and practical guidance.

🎙️ Equity Smart Is the New Cool Podcast
New episodes premiere every Wednesday at 5:00 AM (EST)!

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Because when you build equity, you build freedom.

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Welcome to the Equity Smart Is the New Cool Podcast, where we bring you conversations with industry experts who empower individuals and families to make informed financial and real estate decisions.

In this episode, host Julius Cartwright sits down with Nicholas Varner of Black Tie Title Agency to discuss the vital role title companies play in protecting buyers, sellers, and investors throughout the real estate transaction process.

Drawing from real-life experiences, Nick shares stories of unexpected title issues, common challenges families may encounter, and the importance of identifying potential risks before closing on a property. He also explains what to look for when working with a title company, the pros and cons of different situations, and how proper title services can help prevent costly problems in the future.

Whether you're purchasing your first home, investing in real estate, or simply want to better understand the closing process, this episode offers practical insights that can help you navigate one of life's biggest financial decisions with confidence.

🎙️ Equity Smart Is the New Cool Podcast
New episodes premiere every Wednesday at 5:00 AM (EST)!

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Because when you build equity, you build freedom.

Equity Smart Is the New Cool.

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Welcome to the Equity Smart Is the New Cool Podcast, where we empower individuals, families, and communities through conversations that inspire financial wellness, wealth building, and generational success.

In this episode, host Julius Cartwright is joined by Goldy Ponce, Operations Manager for Equity Smart Is the New Cool, to discuss the importance of financial wellness, career readiness, and expanding access to financial education for the Latino community.

Goldy shares her experience presenting the Equity Smart Is the New Cool Financial Wellness & Career Readiness programs to Latino students and families in the United States, highlighting how culturally relevant and bilingual financial education can empower the next generation to make informed financial decisions.

Together, they explore the mission behind the Equity Smart Is the New Cool platform and its commitment to helping individuals build strong financial foundations through education, awareness, and practical tools for lifelong success.

Whether you're a student, parent, educator, entrepreneur, or community leader, this conversation will inspire you to make financial wellness a priority and invest in a brighter future.

🎙️ Equity Smart Is the New Cool Podcast
New episodes premiere every Wednesday at 5:00 AM (EST)!

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🎧 Listen on the go!
Follow the Equity Smart Is the New Cool Podcast on Spotify, Apple Podcasts, Amazon Music, iHeartRadio, and all major podcast platforms by searching "Equity Smart Is the New Cool Podcast."

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www.esnewcool.com

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Because when you build equity, you build freedom.

Equity Smart Is the New Cool.

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Welcome to the Equity Smart Is the New Cool Podcast, where we bring you conversations with industry leaders, entrepreneurs, investors, and changemakers who are building wealth, creating opportunities, and leaving lasting legacies.

In this episode, we sit down with Vanessa Collier to explore the power of generational wealth and the importance of preserving a family legacy through entrepreneurship, land ownership, and intentional investing.

Vanessa shares how her family's entrepreneurial spirit has helped them build and sustain wealth across generations, including the stewardship of 142 acres of family-owned land. She also discusses the role of family investment clubs in creating financial opportunities, the value of owning assets that appreciate over time, and how her family is cultivating hemp to produce oils that support pain relief and overall wellness.

Whether you're interested in building generational wealth, investing with your family, or learning how land ownership can become a foundation for long-term financial security, this conversation offers valuable insights and inspiration.

🎙 Equity Smart Is the New Cool Podcast
New episodes premiere every Wednesday at 5:00 AM (EST).

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If you enjoyed this episode, be sure to Like, Subscribe, and Turn on Notifications so you never miss a conversation designed to help you build wealth and create a lasting legacy.

Because when you build equity, you build freedom.

Equity Smart Is the New Cool.

Welcome to the Equity Smart Is the New Cool Podcast, where we bring you conversations with industry leaders, entrepreneurs, investors, and innovators who are shaping the future of wealth, business, and financial empowerment.

In this episode, we're joined by Wynn Chen, a real estate investor and entrepreneur passionate about helping others build wealth through strategic investing and long-term vision. Wynn shares his journey, lessons learned, and insights into today's real estate market, offering practical advice for anyone looking to grow their financial future through real estate.

Learn more about Wynn Chen and his work at:
🌐 https://www.beyondwynn.com/

🎙 The Equity Smart Is the New Cool Podcast
New episodes premiere every Wednesday at 5:00 AM (EST).

🌐 Website: www.esnewcool.com

Follow us on social media:
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If you enjoyed this conversation, be sure to Like, Subscribe, and Turn on Notifications so you never miss an episode. Share this interview with someone who is passionate about real estate, investing, and building lasting wealth.

Thank you for watching, and remember...

Equity Smart Is the New Cool.

Welcome to the Equity Smart Is the New Cool Podcast, where we bring you conversations with entrepreneurs, investors, and industry leaders who are helping others build wealth through smart financial decisions.

In this episode, host Julius Cartwright sits down with Jerry Wilder Jr., a real estate investor, to discuss the opportunities available in today's real estate market and why Cleveland, Ohio, continues to be one of the most attractive markets for investors.

Jerry shares why he chose to invest in Ohio, what makes the Cleveland market stand out, and how affordability, pricing, and long-term growth potential continue to attract both new and experienced investors. He also discusses his vision for expanding his investment strategy into markets across the country, the principles that guide his investment decisions, and what sets his approach apart from others in the industry.

Whether you're thinking about purchasing your first investment property, expanding your portfolio, or simply learning more about real estate as a wealth-building tool, this episode is packed with valuable insights you won't want to miss.

🎙️ Equity Smart Is the New Cool Podcast
New episodes premiere every Wednesday at 5:00 AM (EST)!

📺 Subscribe to our YouTube channel and turn on notifications so you never miss an episode:
https://www.youtube.com/@EquitySmartIsTheNewCool

🎧 Listen on the go!
Follow the Equity Smart Is the New Cool Podcast on Spotify, Apple Podcasts, Amazon Music, iHeartRadio, and all major podcast platforms by searching "Equity Smart Is the New Cool Podcast."

🌐 Learn more about our mission:
www.esnewcool.com

📱 Follow Equity Smart Is the New Cool:

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👍 If you enjoyed this episode, please Like, Subscribe, and Share it with someone interested in real estate investing and building long-term wealth.

Because when you build equity, you build freedom.

Equity Smart Is the New Cool.

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