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Essential Economic Insights | Sasha Hewlett Discusses the MBA's 2025 Focus | Feb. 10, 2025
Welcome to this week’s episode of Optimal Insights. In this episode, Jim Glennon and Alex Hebner discuss the current state of the market, focusing on the recent dip in mortgage rates and its implications for all of us.
Special Guest: Sasha Hewlett, associate vice president of secondary & capital markets at the Mortgage Bankers Association, joins us to break down MBA's priorities for the year. In conversation with Jim Glennon, Sasha shares insights on the ongoing challenges and opportunities within the secondary market, especially considering the new administration's impact on policies and regulations.
Tune in to hear Sasha’s thoughts on the importance of a smooth exit from conservatorship for GSEs and how that could shape the future landscape of mortgage lending.
Key Takeaways:
- Economic Landscape: A gradual rise in unemployment rates, but they remain within healthy boundaries, indicating stability in the job market despite minor fluctuations.
- MBA's Proactive Stance: Sasha Hewlett discusses the MBA's proactive approach to secondary and capital markets, emphasizing the importance of feedback from industry professionals to navigate policy changes effectively.
- Inflation Metrics: Inflation metrics are trending upwards, with CPI expected to hit around 3.1%, prompting cautious monitoring from economists and policymakers alike.
- GSE Reforms: The MBA's agenda for this year includes a focus on GSE reforms, particularly the push for an orderly exit from conservatorship, which is crucial for maintaining market stability.
- Modernizing Credit Scoring: There is a concerted effort to modernize credit scoring processes, with ongoing discussions around implementing FICO 10T and VantageScore 4.0, aimed at fostering competition and improving affordability.
Tune in to gain valuable insights to help you stay ahead and maximize your profitability in the ever-evolving mortgage landscape. #OptimizeYourAdvantage #MaximizeProfitability
Optimal Blue Experts:
- Jim Glennon, VP of Hedging & Trading Client Services, Optimal Blue
- Alexander Hebner
Guest:
- Sasha Hewlett, AVP, Secondary & Capital Markets at Mortgage Bankers Association
Production Team:
- Executive Producer: Sara Holtz
- Producer: Matt Gilhooly
Commentary included in the podcast shall not be construed as, nor is Optimal Blue providing, any legal, trading, hedging, or financial advice.
--
Keywords: Real-time data insights, Capital markets commentary, Mortgage industry, Profitability, Lenders, Investors, Rate fluctuations, Mortgage landscape, Expert advice, Optimal Blue, Secondary marketing automation, Pricing accuracy, Margin protection, Risk management, Originators, Originations
Mentioned in this episode:
Market Advantage Report – Newly Expanded With New Origination and Secondary Markets Data Points
Smarter Lending Starts with Smarter Data
The newly enhanced Market Advantage report from Optimal Blue delivers unmatched insights across both origination and secondary markets, including property type, debt-to-income ratio, first-time homebuyer status, servicing rights, market rate indices, and investor count at loan sale.
📊 Get the data from the engine that powers your profitability. https://engage.optimalblue.com/market-advantage
Capture for Originators
Reengage Past Clients Without the Spreadsheet Headache
Tired of manually hunting for refinance opportunities? Capture for Originators does the heavy lifting for you. It automatically scans your closed loan portfolio and flags recapture opportunities – no spreadsheets, no manual work. Just actionable recapture opportunities delivered straight to you.
Learn more: https://www2.optimalblue.com/optimal-blue-launches-new-lead-generation-tool-for-originators or reach out to your Optimal Blue Client service representative for more information.
View all episodes
By Optimal BlueWelcome to this week’s episode of Optimal Insights. In this episode, Jim Glennon and Alex Hebner discuss the current state of the market, focusing on the recent dip in mortgage rates and its implications for all of us.
Special Guest: Sasha Hewlett, associate vice president of secondary & capital markets at the Mortgage Bankers Association, joins us to break down MBA's priorities for the year. In conversation with Jim Glennon, Sasha shares insights on the ongoing challenges and opportunities within the secondary market, especially considering the new administration's impact on policies and regulations.
Tune in to hear Sasha’s thoughts on the importance of a smooth exit from conservatorship for GSEs and how that could shape the future landscape of mortgage lending.
Key Takeaways:
- Economic Landscape: A gradual rise in unemployment rates, but they remain within healthy boundaries, indicating stability in the job market despite minor fluctuations.
- MBA's Proactive Stance: Sasha Hewlett discusses the MBA's proactive approach to secondary and capital markets, emphasizing the importance of feedback from industry professionals to navigate policy changes effectively.
- Inflation Metrics: Inflation metrics are trending upwards, with CPI expected to hit around 3.1%, prompting cautious monitoring from economists and policymakers alike.
- GSE Reforms: The MBA's agenda for this year includes a focus on GSE reforms, particularly the push for an orderly exit from conservatorship, which is crucial for maintaining market stability.
- Modernizing Credit Scoring: There is a concerted effort to modernize credit scoring processes, with ongoing discussions around implementing FICO 10T and VantageScore 4.0, aimed at fostering competition and improving affordability.
Tune in to gain valuable insights to help you stay ahead and maximize your profitability in the ever-evolving mortgage landscape. #OptimizeYourAdvantage #MaximizeProfitability
Optimal Blue Experts:
- Jim Glennon, VP of Hedging & Trading Client Services, Optimal Blue
- Alexander Hebner
Guest:
- Sasha Hewlett, AVP, Secondary & Capital Markets at Mortgage Bankers Association
Production Team:
- Executive Producer: Sara Holtz
- Producer: Matt Gilhooly
Commentary included in the podcast shall not be construed as, nor is Optimal Blue providing, any legal, trading, hedging, or financial advice.
--
Keywords: Real-time data insights, Capital markets commentary, Mortgage industry, Profitability, Lenders, Investors, Rate fluctuations, Mortgage landscape, Expert advice, Optimal Blue, Secondary marketing automation, Pricing accuracy, Margin protection, Risk management, Originators, Originations
Mentioned in this episode:
Market Advantage Report – Newly Expanded With New Origination and Secondary Markets Data Points
Smarter Lending Starts with Smarter Data
The newly enhanced Market Advantage report from Optimal Blue delivers unmatched insights across both origination and secondary markets, including property type, debt-to-income ratio, first-time homebuyer status, servicing rights, market rate indices, and investor count at loan sale.
📊 Get the data from the engine that powers your profitability. https://engage.optimalblue.com/market-advantage
Capture for Originators
Reengage Past Clients Without the Spreadsheet Headache
Tired of manually hunting for refinance opportunities? Capture for Originators does the heavy lifting for you. It automatically scans your closed loan portfolio and flags recapture opportunities – no spreadsheets, no manual work. Just actionable recapture opportunities delivered straight to you.
Learn more: https://www2.optimalblue.com/optimal-blue-launches-new-lead-generation-tool-for-originators or reach out to your Optimal Blue Client service representative for more information.