Estate planning is crucial for everyone, regardless of age or wealth. Bob Roth and Stephanie Maloney discussed the importance of having key documents in place, including healthcare and financial powers of attorney, wills, and trusts. They emphasized that estate planning isn't just for the elderly or wealthy - even young adults need certain documents. The conversation highlighted the importance of communication with family members about one's wishes and the need for regular reviews of estate planning documents. Maloney stressed that not having a plan is actually the most expensive option, as it can lead to costly legal proceedings and family conflicts.     #EstatePlanning #HealthcarePOA #FamilyCommunication #LegacyPlanning #AgingWithDignity