Welcome to the PantheonAI Morning Briefing – July 18, 2025.

📊 Market Overview

• S&P 500: 6,297 ▲ +0.56%

• Dow Jones: 44,484 ▲ +0.58%

• Nasdaq: 20,885 ▲ +0.57%

• Russell 2000: 2,253 ▲ +1.46%

🪙 Crypto Moves

• Bitcoin: $118,826 ▼ –0.35%

• Ethereum: $3,620 ▲ +4.01%

🔥 Top Headlines

1. Chevron completes Hess acquisition – Strategic power play in energy

2. 3M stock nears 4-year high – Lower tariffs drive optimism

3. Charles Schwab rallies – 1M new accounts, earnings beat

4. Amex spending up 7% – Strong consumer confidence

5. Trump’s rate cut demand sparks long-term rate debate

6. Prosperity Bancshares to acquire American Bank – More M&A in finance

7. Stephen Colbert & the Trump transaction tax – Comedy meets economics

8. “Kitchen sink” economy resists recession

9. SCOTUS approves Trump’s DOE layoffs – Education impact looms

10. AI, energy, finance sectors lead momentum

⚡️ Deep Dives

• Ethereum outpaces Bitcoin: Is DeFi back in favor?

• Are retail brokers entering a golden era?

• How consolidation is reshaping banking

• The macro playbook: rate cuts, global ripple effects & investor psychology

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