Welcome to this edition of Carver's European Union Regulatory Updates.

This podcast highlights critical institutional developments across the EU's financial regulatory landscape. Key topics include:

• The joint publication by the European Banking Authority, European Securities and Markets Authority, and European Insurance and Occupational Pensions Authority of informational sheets to protect consumers against AI-enabled online financial fraud.
• Recent disclosures of cybersecurity vulnerabilities impacting Red Hat Linux kernel and IBM products, emphasizing risks to data confidentiality and system integrity.
• A comprehensive study by the Autorité des Marchés Financiers revealing widespread use of AI, especially generative AI, by French financial market participants, focusing on internal productivity gains and evolving governance frameworks.
• Preparations required for the Digital Operational Resilience Act (DORA) reporting, mandating annual submission of ICT service provider contracts by EU financial institutions.
• Insights into tightening credit conditions indicated by recent banking surveys.

The episode also references a range of regulatory news, industry studies, and government actions relevant to professionals tracking EU financial and IT regulatory developments.

For more information, visit the Carver Agents website.

Articles mentioned:

1. Januar-Ergebnisse der Umfrage zum Kreditgeschäft (Bank Lending Survey) in Deutschland Kreditrichtlinien in allen Kreditsegmenten gestrafft
2. FCA stops Advantage Wealth Management Ltd from carrying out regulated activities and imposes assets restriction
3. Semaglutide (Wegovy, Ozempic and Rybelsus): risk of NAION
4. Daily news
5. Frenemies at the gates − speech by Rebecca Jackson
6. A study by the AMF finds widespread levels of adoption in artificial intelligence by French financial market participants
7. 02.02.2026 - Etude sur l'usage de l'intelligence artificielle par les acteurs des marchés financiers
8. A study by the AMF finds widespread levels of adoption in artificial intelligence by French financial market participants (RSS)
9. DORA: Reporting DORA registers of information in March 2026
10. Partnerangebot: reuschlaw - Digital Business Conference 2026
11. Survey on the Access to Finance of Enterprises in the euro area - Fourth quarter of 2025
12. Projecting the Interests of a Dynamic Debt Portfolio: a Financial Model
13. Le autorità di vigilanza UE pubblicano informazioni per aiutare i consumatori a proteggersi dalle truffe finanziare online nell'era dell'IA
14. EBA, ESMA ed EIOPA pubblicano due schede per proteggere i consumatori da frodi online e truffe legate all'IA
15. Commission marks five years of Europe's Beating Cancer Plan with strengthened actions to fight cancer
16. Multiples vulnérabilités dans le noyau Linux de Red Hat (06 février 2026)
17. Multiples vulnérabilités dans les produits IBM
18. The AMF reminds Digital Asset Service Providers that the transitional period allowing them to continue providing crypto-asset services in France without MiCA authorisation ends on 1 July 2026
19. Government leads global fight against deepfake threats
20. Statement on the commencement of the Data (Use and Access) Act (DUAA)