Evergrande is China’s second largest real estate developer and its revenue accounts for 2% of China’s GDP. Recently a credit crunch (which basically means a lack of cash) has made anxious investors worried about the bets they took in the company with their lifelong savings. The crisis came about both due to over-borrowing and a blunt state intervention to ward off an industrial crush. But countless consumers will soon find themselves trapped in decisions that they did not know they made.