For more than 100 years, Brett Insurance Agency has provided businesses and people in Johnstown with insurance to help them recover from losses. President Jim Brett is the third generation of his family to run the business, located at 225 Vine St. in downtown Johnstown. One of his sons, Will Brett, a producer with the business, has plans to succeed his father as the fourth generation. Both are guests in this episode.

An affiliation with a network of similar independent agencies across multiple states, and the retention of good people to work with him, Jim said, have been keys to Brett Insurance's success over the years. The agency has expanded regionally throughout Cambria and Somerset counties.