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Retail banking takes care of regular daily banking, for which most people know banks. This includes providing checking and saving services and issuing credit cards. Retail banking divisions may also be in charge of providing loans, mortgages, and other financings. Some other products and services may be offered under retail banking divisions: Lines of credit, Investment management and accounts, Insurance Retirement, and education accounts. Ask a simple, broad, and open-ended question; what do you perceive as your cybersecurity risk? This question probes for a direct answer to an intentional board and open-ended question. You don’t need to know or even judge the merit of any answer, but you do need to judge the organization’s ability to provide a sufficient answer. 

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The CISO role is all about the strategy, leadership, management, and communication of how potential threats will be assessed and solved. The CISO will absorb the big picture and dismantle it and restructure it to ensure it meets the initiatives of the department and the organization.

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Dr. Bill Souza

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