Mortgage on My Mind

Exploring Mortgage Advocacy and Consumer Protection - EP 34


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πŸš€ In this episode of Mortgage On My Mind, host Natalie Salins sits down with Rachel Clark, Executive Director of the Broker Action Coalition (The BAC). Rachel breaks down how The BAC is actively shaping mortgage legislation in Washington D.C. to protect both consumers and mortgage professionals. She reveals the inside story of how the Trigger Lead Ban was passed into law, ending the sale of consumer data after credit pulls β€” a major victory for privacy and the mortgage industry. Rachel also discusses upcoming legislation that could eliminate lifetime FHA mortgage insurance, improve VA loan awareness, and reform LO compensation to level the playing field for brokers.

🎧 Hosted by: Natalie Salins

πŸ‘€ Guest: 🏑 Rachel Clark – Executive Director, Broker Action Coalition

Rachel Clark is the Executive Director of the Broker Action Coalition, where she oversees day-to-day advocacy operations. With deep expertise in grassroots organizing and legislative strategy, she leads efforts to advance the coalition’s mission of protecting consumers and supporting mortgage professionals nationwide.

πŸ’‘ What You’ll Learn:

βœ”οΈ What The Broker Action Coalition does and why it matters

βœ”οΈ How the Trigger Lead Ban became federal law

βœ”οΈ How consumer data is bought, sold, and finally protected

βœ”οΈ Upcoming bills: FHA Mortgage Insurance Freedom Act & VA loan awareness

βœ”οΈ Possible changes to LO compensation and APR fairness

βœ”οΈ How brokers can get involved in legislative advocacy

🎡 Whether you’re a mortgage professional, real estate agent, or consumer β€” this episode sheds light on the laws that affect your business, your clients, and your privacy.

πŸ’Ό Connect with Rachel Clark:

🌎 Website β†’ https://brokeractioncoalition.com/

πŸ“˜ Facebook β†’ https://www.facebook.com/groups/brokeractioncoalition

πŸ“· Instagram β†’ https://www.instagram.com/brokeractioncoalition

πŸ”— LinkedIn β†’ https://www.linkedin.com/company/broker-action-coalition

πŸŽ™ Follow Natalie Salins – Mortgage On My Mind:

🌎 Website β†’ https://movement.com/lo/natalie-salins

πŸ“˜ Facebook β†’ https://www.facebook.com/natalie.salins/

πŸ“· Instagram β†’ https://www.instagram.com/natalie_salins/?hl=en

πŸ”— LinkedIn β†’ https://www.linkedin.com/in/natalie-salins-1029583b

πŸ’Ž Produced by Icons of Real Estate – https://iconsofrealestate.com/

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Mortgage on My MindBy Natalie Salins