In this episode, we uncover how hidden fixed commission models in car finance agreements cost consumers thousands.

With shocking examples, including over 47% of car finance loan amounts paid as commission, we explain how to check if you’ve been affected by car finance mis-selling and what to do next.

Topics Discussed:

What are mis-sold car finance agreements?

The truth behind PCP claims and fixed commissions.

How lenders like Santander and Black Horse are under scrutiny.

Steps to make a car finance claim in 2025.

Episode Guide: 

0:00 Introduction: What are Fixed Commission Models?

1:15 How Hidden Commissions Impact Your Car Finance Agreement

3:53 Santander Case Breakdown: £81,000 Loan & Hidden Fees

7:25 What Is the FCA Doing About Fixed Commissions?

10:00 How to Check If Your PCP Agreement Was Mis-Sold

13:45 Shocking Advanced Commission Figures (Black Horse Case)

17:10 Why Motor Finance Agreements Could Cost You Thousands

20:37 How to Make a Car Finance Claim in 2025

Make a Car Finance Claim Today: Visit https://yt.sentinellegal.co.uk/start

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