In this episode (originally aired on 12/25/16), host Ron DeLegge talks about the key factors that should influence the composition of your retirement plan and other investments. Also, one of Ron's favorite interviews from 2016 with Jonathan Clements, author of "How to Think About Money." Finally, Ron provides a rundown of ETF industry sector and global market performance. Be sure to check out the just released JAN 2017 issue of ETFguide PREMIUM by becoming a member at ETFguide.com/newsletter