In today’s show  I provide an in-depth overview of the California FAIR Plan Association, which offers basic fire insurance coverage for California residents unable to obtain it through the private market. I clarify common misconceptions about the FAIR Plan, emphasizing that it is not a state-run insurer but rather an association of all admitted insurance companies in California. I explain the perils and coverage options included and excluded in a FAIR Plan policy, stressing the importance of also acquiring a DIC (Difference in Conditions) policy to supplement gaps in FAIR Plan coverage. Throughout the show, I take calls from listeners with insurance inquiries. These include a mother seeking advice on adding her teenage son to her auto policy upon getting his license and a homeowner who was dropped by his insurer inquiring about obtaining FAIR Plan coverage. I respond to these queries with detailed and tailored insurance advice.

Wanna text us?

Insurance Hour is hosted by renowned insurance expert Karl Susman. Karl is a frequent guest on television stations such as ABC, CBS, Spectrum, The CW and FOX, and now his popular radio program is available online throughout California and world-wide.

Listeners can now tune in to Insurance Hour on great AM radio station KMET throughout the state of California.

In addition to traditional radio, Insurance Hour is available on several popular streaming platforms, ensuring that listeners can access the show at their convenience.

Audiences worldwide can now enjoy Insurance Hour at InsuranceHour.com, on YouTube, Amazon Music, Tuneln, Alexa, Apple Podcasts, and the iHeartRadio app.

For more information about "Insurance Hour" and its programming, please contact Lara Starr at [email protected]