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Faith & Finance - Preparing the Next Steward


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Jonathan Edwards once said, “True legacy consists not of what we leave behind, but of what we instill in others.” That insight cuts against the grain of how many of us think about inheritance.

We often focus on leaving behind money, assets, or property. But Scripture calls us to think bigger. What we pass on isn’t just wealth—it’s wisdom, character, and a legacy of faithfulness.

So the real question isn’t simply, "What will I leave behind?" It’s, “Who am I preparing to receive it?”

The Tension: Wealth Without Wisdom

There’s a natural desire in all of us to provide for the people we love—children, grandchildren, or others God has entrusted to our care. And that desire is good.

Proverbs 13:22 reminds us: “A good man leaves an inheritance to his children’s children.”

But Scripture also gives us a warning. Proverbs 20:21 says, “An inheritance gained hastily in the beginning will not be blessed in the end.”

Why? Because when wealth is passed on without wisdom, it can become more of a burden than a blessing. The goal isn’t just to transfer assets—it’s to transfer stewardship.

Your heirs are not merely recipients. They are future managers of what ultimately belongs to God. And that changes everything.

Inheritance Is About Responsibility

Throughout Scripture, inheritance is deeply tied to identity and responsibility.

In the Old Testament, land wasn’t just property—it was connected to covenant, calling, and faithfulness. Families didn’t simply receive something; they were entrusted with something. The same is true today.

If we pass on wealth without preparing the heart, we risk creating confusion—or even harm. But if we invest in spiritual formation, in a biblical understanding of stewardship, and in trust in God as the true Provider, then what we leave behind becomes a tool for Kingdom impact.

How to Prepare the Next Steward

1. Model Faithful Stewardship

More is caught than taught. The way you handle money right now—how you spend, save, give, and trust God—is shaping the next generation, whether you realize it or not.

Your financial life is telling a story:

  • Is it a story of fear or faith?
  • Of accumulation or generosity?
  • Of control or surrender?
  • Long before your children or grandchildren receive anything from you, they are learning from you.

    2. Communicate Intentionally

    One of the biggest mistakes families make is avoiding conversations about money, values, and legacy. But silence creates confusion.

    Deuteronomy 6:6–7 encourages us to talk about God’s ways throughout everyday life. That includes how we think about money.

    Talk about:

    • Why you give
    • How you make financial decisions
    • What you hope they carry forward
    • Help them see that money isn’t the goal—it’s a tool.

      3. Train, Don’t Just Transfer

      Psalm 78 calls us to tell the next generation the works of God so that they will “set their hope in God.”

      Faithfulness is learned over time. That means giving the next generation opportunities to practice stewardship now—not someday. It might look like:

      • Helping a child budget their allowance
      • Inviting a teenager into family giving decisions
      • Walking alongside an adult child as they navigate financial choices
      • We’re not just preparing them to receive—we’re preparing them to steward.

        4. Trust God With the Outcome

        This is where it becomes deeply personal. 

        Even with the best preparation, you can’t control what someone else will do. At some point, you release what you’ve taught, modeled, and invested—and entrust it to God. Psalm 24:1 reminds us: “The earth is the Lord’s, and the fullness thereof.”

        That incl

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        Moody Podcast NetworkBy Moody Global Media