Faith begins and ends with the realization of what God has done in us through Jesus Christ. It is not about character development or the ability to change our actions, it is about understanding the call to abandon ourselves in order that our lives proclaim the salvation given through Jesus Christ. Salvation is not a right or privilege for a righteous person, it is completely a gift for the guilty. When we misunderstand what salvation is, we live a wrong type of faith, one that still depends on us for change. Everything has already been done in Christ.