In recent months, interest rates have begun to decline after a period of steady increases, raising important questions about what this shift means for the economy. This video examines the key factors behind the fall in rates, including changes in inflation, central bank policy decisions, and broader economic conditions. It also looks at how lower rates influence borrowing costs, savings returns, business investment, and housing markets. For more information contact Tim Stearns, CFP® at (800) 640-2256 and visit the website at TjStearns.com