Before 2008 payments were a real pain - this all changed when Faster Payments entered our lives.

Faster Payments has transformed who we pay, how we pay and when we pay - socks, last nights pizza and household appliances can now be bought within seconds via a smartphone.

Remembering a time when payments could take days is like trying to recall what it was like to travel via a house and carriage.

Join Mike Chambers for a Payments:Unpacked briefing and find out how we avoided the distraction of Elle and found a new way to pay.