What happens when retirement comes sooner than expected—and you're not ready?
In this episode, Ralph and Tim Short unpack the emotional and financial complexities of early retirement, especially for those affected by government layoffs. They dive into the realities of TSP and pension options, the sticker shock of health insurance, and why a retirement account alone isn’t a full plan. The conversation explores how fear and market volatility can cloud judgment, and why regular reviews and early planning are key to staying on track. It’s a candid look at the psychological hurdles and practical steps needed to build a retirement strategy that fits your life, not just your portfolio.

Join the Short's for the First Friday Happy Hour on November 7th: Pre-Retirees - 9 Mistakes That Could Ruin Your Retirement, register now at Welcome Home FP Events.

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