When you were growing up, the phrase wealth management was akin to a craniotomy. You knew that it was something that was done, but you didn’t actually know how people did it. When it comes to wealth management or a craniotomy, you’re best off working with an expert. This week Joe is joined by an expert on the former, not the latter, his name is Zachary Garber, and he's a Vice President and Client Advisor at Alex Brown, a division of Raymond James. Zach specializes in custom portfolios that overlay alternative investments, including private equity, hedge funds, and real estate solutions.