Why Goldman Sachs and Apple are partnering up to make a credit card. The majority of S&P 500 companies beat fourth-quarter profit expectations, but earnings growth on average has fallen quarter-over-quarter. And ride-sharing company Lyft might go public as early as next week.

Get the market numbers you need to start your day with Numbers By Barron's. Every trading day, we give you 3 essential numbers that tell the most important stories of the morning-in 2 minutes.

This episode was hosted by Crystal Kim. Go to www.barrons.com to see the full transcript.