📞 Schedule a time to meet with Bill here: https://calendly.com/blitton/

📲 Text "LEND" to 21000 to schedule a free 15–minute consultation

February brings encouraging momentum in the housing and mortgage markets. In this market update, Bill breaks down why interest rates have steadily declined over the past year and what that means for buyers heading into the spring season. The conversation explores what's actually driving mortgage rates (hint: it's more than just the Fed), why stability in the low-6% range matters, and how today's environment may create opportunities to buy now and refinance later.

Here's what we discuss in this episode:

📉 Why mortgage rates are nearly a full percent lower than last year

🏦 How Fed policy and mortgage-backed securities influence rates

🧭 What "rate stability" means for buyers budgeting today

🔁 The likelihood of refinancing opportunities down the road

🏡 How first-time, move-up, and downsizing buyers are affected

CONTACT:

Schedule a time to meet with Bill here: https://calendly.com/blitton/

Visit the Smart Mortgage Show website for more podcasts, videos and mortgage info: https://smartmortgageshow.com/

Call: 484-352-4151.

Check us out on YouTube: https://bit.ly/3KbUxAF