FFH38: How to Change Your Thinking and Reach Your Money Goals

Want to be financially free? Want to reach your money goals? In this episode, I’m sharing how to change your thinking so you can reach your money goals.

Reaching your money goals doesn’t mean giving up everything you love. It means changing the way you think and spending more intentionally.

In this podcast, I’m sharing about making shifts in your thinking to help you achieve your money goals. How to practice intentional spending and a story of my journey from spender to saver.

Show Notes:

How to Reach Your Money Goals

Welcome to episode 38 of the Frugal Family Home podcast. And today I want to encourage those of you who are trying to reach money goals and being more intentional with your money.

Now one of your money goals may be to save enough money so you can stay at home with your kids instead of having to work outside the house.

Or maybe you want to save up enough money to buy a house.

Or whatever goal you are trying to reach.

And today I just wanted to share a little bit about how you might change your thinking to help you reach those goals.

Because let’s face it if you don’t work towards those goals it’s not going to magically happen.

So being able to stay at home with your kids is something that doesn’t happen by chance or just because you got lucky.

Being able to save up for a house doesn’t happen by chance or just because you’re lucky.

And being able to reach your money goals doesn’t happen by chance its something you have to work at. You just don’t get lucky.

All of these things take work, planning, and sacrifice. They just don’t happen by chance or just because you got lucky.

You’re not likely to win the lottery or have someone come and hand you some money to achieve your dreams.

It’s up to you.

Change Your Thinking to Meet Your Money Goals

And doing the things you are doing right now isn’t likely to get you there. You need to change.

I know these things because I wanted to be a stay at home mom. I didn’t want to have to work anymore. But I knew the lifestyle we living was not going to afford me to do that.

And so I needed to change. And if I can do I know you can too.

Now it’s easy to look at others and what they have achieved and think that they are so lucky. That they have it all already. But you don’t see what they went through, what they sacrificed, or changes they had to make to get there.

So while you might think they are lucky. Luck really had nothing to do with it. It was more about the hard work and changes they made. And really it all just comes down to choices.

And I’m not talking about the big choices about oh buying a used car instead of a new car. I’m talking about the little choices you make every day.

Like making your coffee at home instead of buying it out. Making a lunch and taking it to work instead of purchasing it out.

The money you can save those little bits don’t seem like much but they snowball into a bunch.

And those little changes in thinking help you make more changes, and more changes, and build.

Making Changes Can Be Scary

When my husband and myself decided I would quit my job and stay at home, it was scary. We didn’t feel lucky at all. We felt sick.

We wondered would we be able to make it? Could we live on half of our income? It makes my stomach ache just thinking about it today. Remembering the worry and concern we were going through.

We planned and lived on half of our income for two months. To see if we could really do it. And I’m not going to say those two months were easy, they were hard. I was working, and I was doing a lot of things to save money.

But I knew I would have more time to do those things to save even more once I was home. So it was a good trial run, and we finally made the plunge and I quit my job.

A little while after being a stay at home mom,