In America, if you make $6,700, you'll spend $6,700. If you make $34,000, you'll spend $34,000. And if you make $275,000, you'll spend $275,000. That's because, in America, lifestyle CHASES income. But when you live that way, you have NO MARGIN. No ability to pay for a broken water heater or (auto) water pump. No ability to be generous when you encounter a need. You DON'T HAVE to live that way! You can HAVE financial margin!