Board Certified Civil Trial Lawyer Jeff Adelman discusses the next step in a personal injury claim, when an insurance company makes no offer or an unsatisfactory offer. Jeff discusses how to initiate a lawsuit, and what needs to happen before your lawsuit is "official." He also discusses why in most cases why the negligent Defendant and NOT the insurance company is mentioned in the heading of the complaint even though the insurance company is paying for the Defendant's attorney and will pay a settlement and judgment if warranted. To learn more about Jeff Adelman, go to www.adelmanlawyers.com and to check out his personal injury guides "Choosing the Right Lawyer is No ACCIDENT" go to www.accidentattorneybook.com