In this episode, we’re joined by Young Han from RSM Australia, an accountant with over 15 years’ experience - specialising in finance for medical professionals.

Young shares how her work goes beyond compliance and tax returns, offering holistic financial strategies tailored to doctors, GPs, and specialists throughout their careers - from fresh graduates stepping into contracting, to established professionals preparing for retirement.

We explore the unique financial challenges facing the medical profession: heavy student debt, delayed income compared to peers, the high stress of clinical work, and limited time to build wealth. Young explains how structures like companies vs sole trading impact doctors’ futures, and why understanding MBS billing is critical not only for compliance, but also for delivering quality patient care while being properly rewarded.

As a contributor to the book Business Tips for Health Professionals, Young shares insights from her chapter on the benefits of company ownership and why financial literacy is essential for every medical professional. With lessons drawn from real client journeys, COVID-era pressures, and evolving tax and payroll laws, this conversation highlights why specialist advice matters in the medical industry.

Whether you’re just starting out or planning the next stage of your career, Young’s perspective will help you think strategically about your finances and your future.