Finance with Fernando

I sat down with credit expert Micah Smith, founder of Micah Abigail Credit Solutions, to talk about everything credit: boosting your scores, understanding credit bureaus, and how to handle old debts like a pro.

If you're serious about building/improving your credit, this episode is a must watch!

Follow Micah @FitCreditDoctor on IG or call 516-377-6053

In this episode, we delve into the contentious and complex world of landlord-tenant relationships.

We start by exploring the perception that landlords have unlimited financial resources but choose not to make necessary upgrades or improvements to their properties.

Next, we discuss the controversial idea that landlords intentionally seek to financially harm their tenants.

Finally, we address the sentiment among tenants that landlords want to keep them renting indefinitely and do not support their efforts to achieve homeownership.

Tune in for a deep dive into these hot-button issues and their broader implications on the housing market.

In this episode of Finance with Fernando, we welcome Yvette Sanchez, the owner of Your CBD Store in Wappingers Falls and White Plains, New York. Yvette shares her expertise on the benefits of CBD, including how it can improve sleep quality, reduce anxiety, and even support you during the stressful process of searching for a new home. Tune in to discover the holistic advantages of CBD and how it can contribute to a balanced and peaceful life.

Ready to grow your wealth in Real Estate? Contact me: 914-384-4240 or [email protected]

Yvette Sanchez

Sunmed | Your CBD Store

646-522-7769

[email protected]

In this episode, join host Fernando as he sits down with Elka Raved, a seasoned Real Estate Agent from Douglas Elliman, to explore the ins and outs of buying and selling in the prestigious Westchester County, New York.

Often hailed as the "Beverly Hills" of New York state, Westchester County is renowned for its luxurious properties and affluent communities. Fernando delves deep into the secrets of navigating this exclusive market with Elka, uncovering the strategies and tactics she employs to ensure her clients secure their dream homes or lucrative sales.

Whether you're a seasoned investor or a first-time homebuyer, this episode promises valuable insights and insider tips to help you make informed decisions in the dynamic world of real estate. Tune in to "Finance with Fernando" and unlock the keys to success in Westchester County's high-stakes property market.

Join us as we chat with Matthew Valvano, a top-tier real estate agent known for his meticulous client vetting, tech-savvy approach, and mastery of daily planning.

Discover Matthew's expert strategies for vetting clients before showing homes, ensuring seamless transactions and satisfied clients every time.

Explore how technology has revolutionized Matthew's business, from virtual tours to data analytics, and learn how to leverage these tools for success in your own ventures.

Uncover Matthew's secrets to supercharging productivity through effective daily planning, with practical tips for setting goals, managing time, and staying focused.

Whether you're a real estate professional or aspiring entrepreneur, tune in for invaluable insights from Matthew Valvano on unlocking success in the industry.

In this episode, we're about to spill the beans on the best-kept secret in the mortgage industry: renovation loans. If you've ever dreamed of turning that fixer-upper into your dream home or wondered how to finance those much-needed upgrades, you're in for a treat.

Join me as I sit down with the expert himself, Barry Koven from CrossCountry Mortgage, LLC. Barry brings a wealth of knowledge and experience in renovation and construction financing, and he's here to share insider tips, strategies, and demystify the renovation loan process.

Discover how renovation loans can be a game-changer, allowing you to transform a property into your vision without breaking the bank. Whether you're a first-time homebuyer eyeing a home that needs a little TLC or a current homeowner looking to remodel, this episode is your guide to navigating the world of renovation financing.

Your dream home is just a podcast away! 🛠️🎙️

In this episode, I unpack the chatter surrounding the current real estate market, and everyone who is thinking they need to "Wait for the perfect moment" to buy real estate.

It's time to challenge your assumptions, question your doubts, and consider why waiting might not be the wisest choice. Enjoy!

Follow me on all social media platforms: @RealMortgageMaverick

Have an idea for a future episode?

Hit me up ---> [email protected]

It's Never A Bad Time To Buy Real Estate!

Whether you're a first-time homebuyer, seasoned homeowner or work in the Real Estate industry, you have to watch this episode.

Have you ever heard of a temporary rate buydown for your mortgage? Probably not. This affordability tactic is great when rates are high to allow buyers to have lower payments for a set period of time when they purchase their new home.

Whether you're a consumer, or real estate professional, you need to know about temporary buydowns and how they can save you money on real estate!

Email me at [email protected] to discuss a specific scenario or ask questions.

Enjoy!

The Biden Administration made an announcement that FHA (Federal Housing Administration) mortgage insurance premiums will be cut to create more affordability for homebuyers.

What are the details and will this be good or bad for the economy?

Please like, subscribe and email me at [email protected] to collaborate or request topics for the show.

Enjoy!