While enjoyable in a personal sense, the festive season is always a difficult one when it comes to getting clients to stay on track financially. In this episode of The ifa Show, Financial Advice Matters managing director Darren Smith and advice development manager Francis Rigby join host Sarah Kendell to discuss how their clients are facing a particularly challenging Christmas break this year following the volatility of the COVID-19 crisis.

Darren and Francis touch on the tips and tricks for advisers looking to save their clients’ money over Christmas and the new year, how to get clients to think before they spend, and what to address when those who do ‘overindulge’ need to pay down debt in 2021.