TL3D discuss the difference between giving financial advice and guidance. You usually have to pay a fee for financial advice which is usually given alongside the purchase of products such as shares, bonds, funds, some types of insurance, and pensions through an advisors firm. Guidance includes giving general information that doesn’t come with personal recommendations which can be great for those trying to narrow down their options before deciding the way to use your money.

Nego, Bola and Disu also talk about new school scams that come through such as fraud text messages and emails that’s catching 16-60 year olds.

Tune in for more from #TL3D