Thinking about buying a business with no money down? Wondering if leveraged crypto trading is safe? Curious whether AI art or TikTok "get rich quick" strategies really work? In this episode of The Personal Finance Project, we react to viral FinTok videos that promise fast millions but leave out the real risks.

We cover:

• The truth about seller-financed business deals
• Why leveraging debt to invest in crypto can backfire
• Whether AI-generated art and content are real opportunities or hype
• The difference between DIY investing and professional financial advice
• Why long-term success comes from building expertise, not chasing shortcuts