Well! Time to have 'the talk'...

It's going to be uncomfortable and they'll be all sorts of emotions and thoughts flyin' around! But it's time to get down to the nitty gritty and think of what's at stake here. Our future, and our children's future, and their children's future! 

No no, not THAT  'talk'. The other one, the money talk. YIKES - who's anxiety just went #@$%&*! 

Finances are really hard to manage when we don't talk or think about them. Like pretty much impossible to manage if we don't talk or think about them. But that discussion with yourself, your partner, or a financial professional is pretty awful. Especially when you've made as many bad calls as I have with my finances. Having to face the consequences of habitual spending, over spending, over financing, living beyond your means... 

I swear I should have had that tattooed on me "Too Busy Living Beyond My Means" haha Such an inspiration! 

BUT - I'm not ashamed of it. I needed to experience these things in order to learn what I know now and actually WANT to make changes.

#NORAGERTS

Cheers & Enjoy,

-Janelle Marie

FB: janellelien.com