In this week’s episode of the Financial Confidence Podcast, Mike sits down with a longtime friend and Grand Island–based Independent Mental Health Practitioner and Professional Counselor, Rick Huls, for a thoughtful conversation about what it truly means to retire to something, not just from something.

As many people transition out of the workforce and into retirement, this episode invites listeners to pause and reflect on a deeper question: Who are you when you’re no longer clocking in? Together, Mike and Rick discuss purpose, identity, and fulfillment in life after work, offering insight into how intentional planning extends beyond finances.

0:36 Rick’s Introduction 

1:46 The Emotional Side of Retirement Without a Plan

3:09 How Do You Get People to Retire to Something?  

3:56 Couples Alignment in Retirement

5:25 The Fear of Money in Retirement

6:26 Overcoming the Fear of Spending in Retirement

7:28 It’s Not about the Number: Finding Your Purpose and Balance

8:22 The Cycle of Works vs The Cycle of Grace

 11:37 Conclusion

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